1023 1st Street, Surf City, NC 28445

$1,070,000
  • 1023 1st Street, Surf City, NC 28445 Main Photo

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BEDS3 BATHS2 full 1 partial SQUARE FEET1,440 MLS#100584283
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONOld Settlers Beach SCHOOLOnslow

Property Description

Your dream waterfront retreat on Topsail Island is here. This beautifully maintained canal-front home showcases the best of coastal living, offering stunning sunset views, direct water access, and multiple outdoor spaces designed for effortless relaxation. Perfectly positioned on a deep canal, the property includes a boat lift and generous outdoor living areas ideal for year-round enjoyment. Surf City rests on a 23-mile barrier island celebrated for its natural beauty, laid-back atmosphere, and endless recreation.Inside, the home features 3 bedrooms and 2 baths, plus a waterside shop with a half bath located beneath the house--perfect for storing gear, tackling projects, or accommodating guests. The interior has been thoughtfully updated with an extensive list of 2026 improvements, creating a fresh, modern coastal aesthetic:2026 ImprovementsWall removed between kitchen and living room to create a true open-concept layoutPopcorn ceilings removed throughoutShiplap ceiling with center beam and recessed lighting added in living room and kitchenKitchen upgrades:Large island seating six, designed for cooking, gathering, and entertainingNew 6-burner gas range with convection and air-fry ovenOver-range microwave removed and replaced with a powerful exterior-vented hoodNew microwave installed in the islandGranite countertopsAll-new soft-close cabinets, drawers, and pantry storagePantry cabinets include pull-out shelves with power outletsDedicated spice cabinetTiled backsplashPrimary bathroom upgrades:New soft-close vanity with quartz topTub removed and replaced with a custom tiled shower with glass doorNew lighting, fixtures, and mirrorsPocket door from laundry room removed and closed inGuest bathroom upgrades:New soft-close vanity with quartz topNew lighting, fixtures, and mirrorsNew ceiling fans in primary bedroom and living roomBeadboard chair rail replaced with a clean, modern finishPremium LVP flooring installed throughout, replacing carpet and older LVPAll light switches and plates replaced with matching white finishesFresh Sherwin-Williams paint throughoutBeyond the interior, the home includes valuable system upgrades such as a propane tankless water heater, propane heating, thermal doors, LED lighting, a security system, and a generator for added peace of mind.Outdoor enhancements continue the theme of quality and care: a cargo lift, metal roof, storm shutters, composite decking and walkway, vinyl railings, irrigation system, fenced yard, and a fully wired shop with custom shelving and double doors. Enjoy the screened-in deck or the covered lower-level spaces as you unwind after a day on the water, taking in the salty breeze and spectacular sunsets.The neighborhood offers a peaceful blend of full-time residents and occasional weekend homeowners, resulting in minimal noise and traffic--even during peak season. Water pressure has remained consistently strong, and surrounding homes are lightly used, contributing to a quiet, relaxed environment.This p

1023 1st Street | MLS# 100584283

This single family home located at 1023 1st Street, Surf City, NC 28445 is currently listed for sale with an asking price of $1,070,000. This property was built in 1992 and has 3 bedrooms and 2 full and 1 partial baths with 1440 sq. ft. 1st Street is located in the Old Settlers Beach subdivision within the Onslow school district. Search Old Settlers Beach real estate on www.century21thomas.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air, Ceiling Fan(s), Heat Pump
Heating: Propane, Heat Pump
Lot Size: 0.15 Acres
Roof Type: Metal
Stories: 1.0
Year Built: 1992

Amenities

Walk-in Closet(s)
High Ceilings
Whole-Home Generator
Kitchen Island
Elevator
Ceiling Fan(s)
Pantry
Walk-in Shower
Blinds/Shades
Walk-In Closet(s)
Shutters - Board/Hurricane
Outdoor Shower
Irrigation System
Storm Doors
Thermal Doors

Feature Descriptions

Accessibility: Accessible Elevator Installed
Appliances: Gas Oven, Built-In Microwave, Washer, Refrigerator, Ice Maker, Dryer, Dishwasher, ENERGY STAR Qualified Appliances, Tankless Water Heater, Gas Range, Generator
Association Amenities: Waterfront Community, None
Days on Site: 75
Door Features: Thermal Doors, Storm Door(s)
Exterior: Vinyl Siding, Wood Frame
Fencimg: Chain Link, Partial, Back Yard, Front Yard
Flooring: LVT/LVP, Carpet
Laundry: Laundry Room
Lot: Dead End, Front Yard, Boat Slip, Boat Dock, Boat Lift, Deeded Waterfront, Navigable Water, Water Depth 4+
Lot Dimensions: irregular
Other Equipment: Generator
Parcel#: 801-203
Parking: Attached, Covered, Lighted, Off Street, On Site, Paved
Parking Notes: Attached, Covered, Lighted, Off Street, On Site, Paved
Patio/Porch: Covered, Deck, Enclosed, Patio, Porch, Screened, Wrap Around, Rear Porch
Security: Security Lights, Smoke Detector(s)
Sewer: Municipal Sewer, Surf City
Special View Info: Canal, ICW, Marsh, Sound, Water
Utilities: Sewer Connected, Water Connected
Water: Public
Water Features: Boat Lift, Canal Front, Deeded Waterfront, Water Depth 4+
Window: Skylight(s), Storm Window(s)

Local Schools

High School: Dixon
Middle School: Dixon
Elementary School: Coastal
School District: Onslow

Listed By / Shown By

Listed By

Agency Name: REAL Broker LLC
Agency Phone: 919-348-2585

Shown By

Agency Title: CENTURY 21 Thomas
Agency Phone: 888-249-2100

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Estimated Payment

$ 2,693.44 per month $2,381.36 Principal & Interest $0.00 Property Tax (data not provided by mls) $312.08 Homeowner's Insurance

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